There is a fine line between lending with interest and usurious lending. And society is blind to that line. We do not defend the public against aggressive lending tactics, against loans out of which one cannot bankrupt themselves, against debtor prisons, against compounding rates that cannot be paid.

If a debt cannot be paid, it should not be paid. We must hold lenders responsible for unjust loans. The morality attributed to adequate repayment of debts is contrived for us by the lending class. There is no morality in repaying a debt…but there may well be debt peonage, wage slavery, and inadequate provisions for one’s family.