Bitcoin averages about 30% per year. And it costs 1% to buy and selling it at a profit incurs capital gains taxes.
My state just hit me up for $170 in taxes owed in 2023 when I had to sell my stash to pay for my cancer surgeries.
They WILL find you.
Discussion
… and you’re still WWAAAAYYYY ahead than if you saved in fiat. The math isn’t even close even with trading fees and taxes.
Nobody is talking about saving in Fiat ... the whole post is about spending. It's about your spending account. Spending accounts are for spending and my gets drained every month.
Savings is different. Savings involves that money that you do not spend. When your income is > spending .... you wind up with savings.
There's no grocery store, mortgage company, utility provider, gas station, hardware store or insurance company that takes Bitcoin within 1000 miles of me. (northeast part of the USA).
As far as spending .... Bitcoin is a nothing burger until retailers get set up on the Lightening Network.
As far as savings, wholly different matter.
Are you gender fluid? Do you not see the distinct nature of two different items? Lemme guess ... your node is Core V30.
Strike bill pay sir, look it up. Hold and spend bitcoin with fiat rails