Who’s a bigger jackass… Dave Ramsey or Peter Schiff?

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That's a hard question to answer.

I think they are both jackasses

I alternate between the two

Dave Ramsey

My reasoning is that if Schiff understood that bitcoin is just gold for a digital age, he'd actually be fairly bearable. Dave Ramsey does not understand that using credit responsibily is to your advantage when legal tender is an inflating currency.