Here's your summary from Rakuten Bank CEO Sees BOJ Rate Hike by October (https://www.youtube.com/watch?v=4n5EnUowe2k) on the Bloomberg Television channel:

**TLDR:** Rakuten Bank CEO predicts BOJ rate hike by October, expects benefits for financial institutions, discusses impact of AI and cashless payments on banking industry in Japan.

1. Rakuten Bank expects to benefit from BOJ rate hikes, believes they can control default rates through AI screening.

2. Integration of AI into operations to enhance user experience, optimize marketing strategy, and reduce internal costs.

3. Slow progress in cashless payments adoption in Japan, exploring collaborations to offer more convenience to customers.

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