To be honest it was a long journey and still ongoing.

The first seeds where planted at school when I was like ~16.

One teacher explained how a mortgage works and that most pay their house 3 times.

One time for the principal to be paid back and two times that amount in interest..

I'm in Europe, we have mortgage of ~25 years and interest rates between ~2.5 and ~10% over the last ~30 years.

So I started my career with a mortgage that was insane low according to my advisor, who also accused me of "thief of my own wallet" for not taking a mortgage based on stocks, I refused additional money for renovations and even a car passed by as option, and I demanded a shorter period than usual that I even surpassed by making more deposits than required.

All that made money available for saving and I saved in physical Gold and Silver (I did understand inflation and roughly how the fiat system worked).

I was quite late with Bitcoin and still remember that arguments against Bitcoin in Gold forums made me realize the same argument I heard before against Gold.

Once diving into Bitcoin all pieces became together.

I never was the smartest guy in something special, but always wanted to understand the basics of most everything I run into.

That helped enormous with understanding all those aspects involved with money.

In those 30 years I have met some 10 guys who roughly understand the system.

And to my frustration one of them, I regard as one of my best friends, I haven't been able to explain Bitcoin.

He is well protected so I can live with it, but still....

I'm stubborn enough to say out loud to any audience they are probably wrong.

And some baggage picked up early on defined who I am.

But one needs some people who you can talk to who also understand and agree (well I do).

But being right is not always appreciated.

Earning more money than others is also not helping.

Retirement 10 years ahead of people making twice the money you earn and having tried to explain things early on is somehow also not helping.

And in general realizing how things work in a messy world (completely fucked up, is scaring most people away instantly) is also not always easy.

No clue what age you are, but you need some mental protection against all that.

If older one is hardened a bit more but time is running out quickly.

If younger things can be overwhelming but you have way more time to get things in order.

Well that was a short introduction 😉

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That wasn’t a short intro at all 😅 — but I’m genuinely thankful you shared it.

I read every part like a quiet story I didn’t know I needed. It’s wild how your journey started with just one conversation in school… and now, decades later, it’s shaped your entire life.

You didn’t just survive the system — you understood it and chose a different path. That’s rare… and incredibly inspiring.

I’m only just starting out, but I hope to build that kind of awareness and peace over time. Knowing that even the smartest people around you didn’t always get it makes me feel less alone.

I might not have all the tools yet, but I feel like I’m in the right place now — learning from people like you. So again… thank you. Truly. 🧡