No, I mean: Paying for 21 movie credits vs Paying for a monthly Netflix subscription
Discussion
it's just the need to make the remaining credit visible in the interface and all the pipes needed for that
people prefer a schedule over an allowance, it's easier to budget for, the downside is the provider must do a bit of actuarial calculation to allow a wide variance of actual usage
but i would use a service that has a credits remaining display in the interface, i like the principle of the simplified accounting
With Nostr and Ecash that interface can be universal (without giving in on privacy) and the UX can be superb.
Imagine buying a pack of 21 Zapflix movie tokens (that you self custody).
You can see and manage these tokens in any app you give access, along with all your other tokens (by category etc).
You can sell these tokens to anyone,at any time, at any price.
it's just waiting for a client and accounting system to happen, basically
Even vendors probably prefer this. Unleashed Chat would never go for subs, for a reason.