Personally, it's Graphene first, iOS distant second. I would not use stock Android.
Discussion
yes I would if banking apps actually worked properly (some don't like stock android which is a big no no for me). That and the ability to be able to search for stuff in Japanese and Chinese when in #HongKong or #Tokyo
Apple Pay + 2fiat.com works so nice too. Next time I'm in Japan I'll use it to fill my Suica card. All cashless but with #NoKYC
Fair enough 🫂