There’s nothing ad hominem about my remarks. Until you understand what said individuals are facing in building and running *Lightning* startups, you have no frame of reference. Nor can they operate cash business when they’re working to build significant companies. Surely, you must know that.

Lastly, nothing about it is *must*. It’s elective, opt in. For companies who choose to operate using means and in jurisdictions where they must mitigate risks that could otherwise stop their operations and/or land them in jail.

By all means, run and promote small, cash businesses. Build (e)cash tools for them.

Reflex is not for them. And it’s not for you.