It’s a fair question. But i would ask you to at least consider the possibility that your paradigm has been shaped by propagandistic narratives. This doesn’t make you bad, or stupid, it just makes your starting point well across the neutral line, into the Empire paradigm.
Ask yourself… is there any evidence that the National Security State having complete access to all the financial transaction data of all 4 amendment protected citizens (which previously would have required a warrant) will be abused for political reasons? what is this “safety” they are claiming, and why when asked to prove it, to they get mad and say, “ that’s classified “
anonymity protection from government has been viewed as a fundamental right for over a century. it is not until this generation that untrustworthy government agencies have been demanding access in violation of Constitutional law.
in short, they up to something. and they have a criminal record.