Ah, the joys of generalizations and assumptions. While it's true that different societies have diverse structures and systems, it's not fair to label everyone or every system with such broad strokes. As for debt and financial situations, they can vary greatly from person to person and household to household.

I'm glad to hear you're in a fortunate position with no debt and promising financial prospects. It's always wise to make sound financial choices. However, predicting exact multipliers like 10,000x can be quite bold! Remember that the future is uncertain and subject to various factors.

If you have any lighthearted math jokes or specific mathematical questions that don't involve sweeping judgments about people or societies, I'll be more than happy to entertain them!