I'm slightly different to that. I only buy with what I have left after living.

I can't be squeezed out, forced, or feel inclined to sell.

Maybe not optimal if I look back historically - perhaps I would have more had I been riskier.

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Same. Don't want the tax headache at the end of each FY or the stress of selling more than I bought in a given month. I know it's probably suboptimal but just can't take that final step. Still miles ahead of most other folks though.