Such a difficult case. Someone using customer funds as investments without their consent cannot go unpunished, even if the customer made money. We cannot have others doing this.

On the other hand, banks do questionable stuff all the time. I will give them a pass for bank accounts. However, they are doing way worse unethical business practices. Laundering money results in fines. Lending to support wars is ok. Hidden risks that result in major losses for their customers goes unpunished. Coordinated efforts to block competition is fine. Preventing access to funds is their privilege.

If SBF is in jail for 25 years then surely bankers should be too.