I didn't, but I didn't tag them, I guess you just did, so we will see.

Who knows, could be as simple as budgetary. Cashapp has alot more money to spend on developing it, Kraken too.

Unlike Coinbase not adding Lightning, I don't believe Swan doesn't add it in an attempt to have users keep funds on their platform, Swan is great about encouraging withdrawal.

But in my opinion, Swan should not only offer withdrawal to cold storage, but withdrawal into the blossoming Bitcoin circular economy.