I left my bank just short of a year ago and began using nostr:npub1cashappn03s3cl2ljsdntv0v28e2um5lgx4vjctqjt23pcwzjhsqmtdg5l . I've had a great experience with the app. I DCA all the time, have no issues with receiving and then xfer'ing my #bitcoin to a hard wallet. (And I get my fiat scrip two days before my actual payday.)