Phoenix can do on-chain, but it always converts deposits to Lightning channels. What it can’t do is LNURLs for zaps, but neither can Muun. At least with Phoenix, you get a real Lightning wallet and not some bullshit. 
Discussion
Yes I meant as in you cannot hold on chain in the wallet just lightning.
Correct. I’d prefer to keep on-chain in a separate wallet anyway.
Ah yes the swap ins. I mean, I use Zeus with channels from my node, but it’s laggy as hell…I know we’re early, but fast, quick, simple, without being rugged and being in control, that would be great 😎
#[4]​ are you working on a better way to do this?
Zeus is the wallet I use with my node. Phoenix like cash in my wallet. It can be laggy over Tor. LNC connection is supposed to be faster but not tried it yet.