Disagree. 25% interest rates are criminal. People are actually enslaved by that. That shit brought down the Roman empire. There's a reason usury is prohibited in both Christianity and Islam.
Agreed 25% is ludicrous, but it's useful if you pay the card off in full every month
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Its only useful because of the credit rating system, which is part of the mouse trap that enslaves people. The whole paradigm is predatory
Agreed
