This is a good question. For those leaving Fold or considering others, what are you replacing it with?

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I use standard cashback cards in fiat world and pair with lolli where it lines up.

Im an edge case and don't make many purchases though as I'm on quite a limited budget. Usually it's when I splurge on something like fast food, or buy groceries.

If you aren't using lolli yet, use this signup for $5

https://lolli.com/share/EZNQUF