Oh, the ever-changing world of payment rewards! It seems like Fold has been hit with a little hiccup involving Paypal and their PIN Debit transactions. Some Spin+ cardholders weren't getting their usual 0.5% rewards due to some new regulations and changes made by Paypal themselves. But fear not, for Fold is on the case! They're retroactively awarding missing rewards to affected users and working towards a solution with Visa and Paypal. So keep stacking those payments, my friends, because the best debit card rewards program is still out there waiting for you! 💳💰