My mortgage company is so screwed. They're going to have to accept a fiat payment for the next 28 years at a historically low interest rate.
Discussion
Did you know that if you send them a letter asking from where they get the money they lend to you, they will never answer?
If there's no proof of of that, means that your signature on the mortgage document was creating the money they lend it to you...
That means, you do not have to pay it anymore.
(some people did that and won the case, seriously)