One of the things making life increasingly difficult, is that nobody ever goes bankrupt, anymore. Everyone just takes out another credit card, another mortgage, another student loan. This means that they never have to acknowledge that they are living beyond their means and adjust their spending habits. They're temporarily short of cash, permanently, but they live the lifestyle of a millionaire.

Hey, the bank gave me a car loan for a $50k SUV, so it's all good. 🤙🏼

Unfortunately, I don't have the money to buy gas. 😜