I’d agree, but most people don’t have real money though. Or at least most people won’t store substantial sums in bitcoin, at least for the near future.

I landed on Bitkey for my nephew…he’s 14 and struggling to understand the finer concepts of digital security (he literally SMS texted his 12 word seed phrase from the Blockstream wallet from his mom’s phone to his new phone…some people, perhaps most people, shouldn’t be allowed to see seed phrases!)