My way of life is to live below my means. Which means that if my means (M) increase, so does my quality of life (QoL).
M = Savings + Income - Expenses
Debt can be added to the mix when it is under the risk tolerance line. Debt increases Savings(Bitcoin) and Expenses.
QoL should be increasen only when these metrics have been considered and adjusted for. Rinse and repeat until you have a high tech self sustainable farm with 2-3 workers and enough time and money to travel (or conquer) the world 🌎