Even if YOU are immune today, MiCA does one key thing:

It turns the 99 % who don’t know or don’t want to use privacy tools into involuntary informants against you, because every chain still starts with them (KYC fiat → BTC → you).

MiCA isn’t just “a tax on stupidity.”

It’s a deliberate attempt to kill the option of private transactions for everyone, including you, in the long run.

So no, it’s not “the fault of naive users.”

It’s the atack of a system that wants to turn Bitcoin’s voluntary transparency into mandatory surveillance for all.