I have two options

A) Pay the minimum on the debt I have and put the extra into bitcoin. This would take me til Jan 2025 to clear it.

B) overpay the debt and clear it by September 2024 but only.

Overpaying only reduced the pay off date by 4 months… doesn’t seem that worth it for the extra sats.

Plus I’m planning to increase my income for over the next 6 months.