I could send you $10M in Monero today wherever you are on this beautiful planet without anybody knowing anything. Just you and me.

Try this with any other financial tool.

Ecash - trust and liquidity issues

LN - privacy and liquidity issues

BTC - privacy issues

Gold - transportability issues, trust in delivery service

Cash - transportability issues, trust in delivery service

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But unlike a Bitcoin maxi I would never claim, that there is no value in other financial tools.

I see distinct and specific use cases and trade offs for each of them.

There’s not nearly enough liquidity for you to spend it in the real world without leaking data or causing yourself a problem. Kind of a moot point. I know people IRL that I can spend bitcoin with on private channels that can feed me, house me, sell me goods I need etc.

There's enough liquie within Monero. And as it is in fact used more as a medium of exchange than a store of value people on average care less about on and off ramps.

So what I said is still true. I could send you the money on chain.

And all the things you describe I have on Monero. In today's world it's not s problem to live mostly on Monero if you are dedicated enough to release and relieve yourself from the fiat nightmare.

Could you walk me through a few real life scenarios?

I’ll give you one: there are ranchers all over the US that will sell you high quality beef directly for lightning payments. No questions asked. I pretty much can feed myself off of only goods purchased through bitcoin.

That sounds wonderful. I am agnostic when it comes to farmers and merchants and their preferred choices. I would pay them whatever they want, BTC, LN, hell even bcash.

But I still would use Monero from my side with an (atomic) swap in between.

Can not afford to compromise my privacy for my business partners coin selection.