Maybe I'm just thinking about it more now looking at the range of code quality across Nostr, but I've been for a long while now on the side of clean, maintainable code and a low time preference.

Though, like you said, you can totally get 80% on the first squeeze BUT, embody the functionality of what you just made in a test, then refactor and clean up the draft. What you have then is a capital asset you can iterate and build on, rather than a liability that'll you'll have to pay down later with interest when it breaks.