Being stuck in a permissioned system, them selling your info to data brokers, being treated like a criminal, "business hours."

If you dont have a reason to hate banks, Im glad for you.

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Your trying too hard to defend your position. I use bitcoin where I can and fake money when I can't. Credit cards are good for stacking bitcoin.

Not trying at all, you asked.

At the end of the day its all about security of my time. Shredded credit cards dont help with that. If all Credit cards where Shredded that would be awesome, but this just seems like your putting yourself at a disadvantage. Just my opinion tho.