What about those people who have neither of these options?

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For anyone who doesn’t have a retirement plan, stacking sats is even more important.

True true. Easier said than done .

Almost anyone who has an income can usually find a way to set aside something for their future. It’s a matter of priorities and being willing to make sacrifices on instant gratification.

Can’t argue about that. How can those without an income get to participate in this world changing technology ??