Banks are the worst. Got an email, app notification and phone call + VM warning me about a dodgy transaction.

Some prick emptied my account at an ATM.

Called the bank back, my account had been locked by them, the transaction was pending.

I have to raise a transaction dispute and might have to wait up to 90 days to get my funds back.

What’s the point of all the alerts if you’re going to let them walk off with the cash. I haven’t shared anything, clicked anything, logged into anything. No explanation of how someone can use an ATM without my pin or card?

#Bitcoin fixes this shitshow!

Reply to this note

Please Login to reply.

Discussion

Far out. Banks are actually beyond useless at this point - they’ll stop you getting your own money out, demand reasons for why you’re withdrawing, and actively curtail your ability to send to an exchange but we both know they’ll do three fifths of fuckall to reclaim your losses here.

Without a card there are some ATMs that will allow ApplePay withdrawals but that would be harder to forge than skimming a card I imagine.

Will they at least tell you which ATM it was withdrawn from?

All their systems are compromised. And to make things worse, they apply compromised solutions to fix their compromised systems.

Banks were never tech-friendly and they never will be no matter how much they seem otherwise.

Once you file the dispute you will get the cash back immediately and they have up to 90 days to investigate it fully.

Shit ay.

You probably shouldn't invest any more money in a bank than you can afford to lose.