Between A and B. Don’t risk being forced to sell btc if an emergency occurs

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I agree with #[3]​ 💯

Fair call. 🙏🏻

What if an emergency doesn’t occurs? IMHO you put in everything you don’t usually need and if you need to sell, you do it

This too. I’ve had/got a never sell philosophy… sell in this case, but opens up tax implications etc.

Important to stay liquid though.

If you run with debt is pretty difficult to consistently stack in this market.

Maybe save for 3 or 6 months max and then go consistently to 0 there after?

No because you could be forced to sell at a big loss.