My high school economics teacher was part owner of a small bank in a previous career. On the first day of class he explained how it only took 3 million bucks to start a bank. That 3 million allowed them to loan out 27 million because of fractional reserve banking. My dad was out of work and had to borrow money from my aunt so my parents didn't lose the house. I didn't think it was fair that my family had to struggle when the bank could basically get free money to buy a $136,000 house.

He was the best teacher I ever had by the way. I thought about majoring in economics, but chose Creative Writing instead. I continued studying economics on my own though.