Sparrow Wallet -> New Wallet -> Single Sig -> Taproot -> Software Wallet -> 24 word seed -> *with passphrase . Then finish the wallet setup with a password for the wallet.

Keep the seed words SEPARATE from the passphrase.

Do not keep the passphrase on any computer. Keep it offline.

Pro Tip: Make sure the passphrase is coded in the real world so you don't even have to write it down. For example: the passphrase could be in a famous book and all you have to remember is the page number and location of the word on the page.

Now if someone gets your seed words they cannot get your bitcoin unless they also have the passphrase.

Also, with the BIP 39 passphrase you have plausible deniability in a 5 dollar wretch attack.