Say you have a mortgage of $4k a month. You pay off your total mortgage of $500k (or whatever) or 5 bitcoin. If you put $4k a month towards Bitcoin and it magically stays at $100k for the next 5 years, you’d only get 2.4 bitcoin back.
Discussion
Yeah no doubt you’re right here. You’ll always have more bitcoin if you’re willing to mortgage your house to get the cash to convert to btc.
I think it’s safe to say if you knew with absolute certainty that btc is going to be trading at $500k+ after 2030, you’d just keep your stack
But if you had enough bitcoin to pay off your house twice, you didn’t do it, and then the price dropped by 80%, you’d be quite a wreck in my opinion.
Bitcoin is incredibly stressful to hold onto and I think that’s something bitcoiners aren’t quickly willing to admit