They are completely different. Different use cases. Don't complicate yourself
Discussion
I need to be able to explain it to someone else who knows less than I do and I’m admittedly struggling.
I'm out... we need #cashufordummies nostr:npub12rv5lskctqxxs2c8rf2zlzc7xx3qpvzs3w4etgemauy9thegr43sf485vg