The extra rewards have definitely gone down but I’m not surprised. It’s expensive to maintain that level of rewards.

I still do the membership. The 1% on everything I buy with fiat plus the gift cards make it well worthwhile.

I also pay my bills with Fold + PayPal and that brings a lot of sats in.

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It is my understanding the terms have changed and only transactions that use a pin will provide a reward now. So paying bill does not help anymore. Have you seen this?

This must be very recent. My mortgage gave me 0.5% back. I’ll check the terms and see also what I get. I’ll reply here

I spoke with Fold support after seeing a transaction that got no sats back and this is what I got back.

After reading this, I understand that bills paid with the debit card instead of through Paypal may not get any sats back at all (e.g. my T-Mobile bill).