I'm just asking people to consider the total and not only their personal loss.
If we all agree to trust the same custodian and all zaps are just handled by that custodian, the value and meaning of zapping itself hinges on that custodian not pulling the rug.
So I'm advocating for family banks. The Uncle Jim model. Use a fist-reach mint and not some anonymous custodian everybody else finds convenient.
But yes, I am also guilty of using WoS because it's easy to setup zapping but I pull out funds rapidly and regularly.
KYC should always have been "Know your Custodian".