Bitcoin’s killer app is protection from currency debasement. Those that understand that use it, but most don’t understand the problem, therefore don’t see Bitcoin as a solution, just a risk on asset

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Yes, but how many people around you who are in dire need for Bitcoin but can't seem to grasp it? Without the web browser the internet would have continued to be a misunderstood niche protocol, for a while of course. Bitcoin needs that spark of practical ingenuity that makes everyone go "aha I need that"..

Might be my naive thinking though.

Everyone would benefit from moving to a Bitcoin standard, but most just aren’t wired for the self custody era of Bitcoin. We’re still really early!