This is how fiat dies. Money is only as valid as the identity/credit of the spender. The costs of fraud prevention in the age of AI will bankrupt the banks. The related frustration will repel consumers. CBDC's will fail to innovate fast enough to compensate.
Rapidly improving AI poses a problem for identity verification.
First, AI beating capcha means they can't tell humans apart from bots that way anymore.
Second, I don't want to do everything, I want my AI agents to be able to act as me even though they aren't human. I want to be able to delegate my authority to AI agents in a granular way, then take it away later.
Third, the idea of identity being tied humans in a one human one identity way doesn't work any more. It hasn't already for ages, which is why we have corporations.
Any attempt to continue down the path of one human one identity in an internet world must lead to authoritarianism.
Nsecbunker by nostr:npub1l2vyh47mk2p0qlsku7hg0vn29faehy9hy34ygaclpn66ukqp3afqutajft solves all of those problems. If you think it is just a way to log into social media securely, you aren't thinking big enough. We might be just a couple years away from 1 private key one identity and hundreds of AI agents doing our bidding for dozens of identities while we manage permissions for all of it through nsecbunker.
I hope I'm right. I think that is the tech utopia that stands in opposition to authoritarian identity verification and social credit systems.
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