It's a another of ifs.. so if you hold your Roth Ira more than 5 years you can cash out with no penalties but the earnings part not what you contributed will be taxed
Discussion
Appreciate your contributions to my dilemma haha. I keep going back and forth.
I’ve had the Roth IRA for more than 5 years. But google says there will be 22% income tax on it. (My accountant hasn’t answered my email about it. Which is why I’m left guessing)