I literally go to bed every night thinking about how to build an atomic HTLC-to-Cashu ecash system that can't rug the user so I can finally say "we found a layer 3" and call it a night.

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It usually involves one or more loops of unsettled HTLCs that are represented internally as ecash which must be transferrable. When the htlcs time out, the ecash must burn. When the ecash is burnt, the HTLCs must settle. The deposit and withdrawal should be atomically linked.

I don't even care about untraceability at this point.

I'm just nerd-sniping brains.

I count sheep, but that’s what makes doctors doctors

First digital world problems.πŸ˜‰

I'm sure you'll get there.

Will covenants help you at all in this regard?