Should the question be is this what you, the individual reading this, wants?

Meaning, for one it may simply be a transactional focused tool. For another it may be a long term savings focused tool (few transactions). For yet another it could be an educational path to understanding the financial system and to be better prepared when making their own decision about how to spend or store their energy and time.

Outside of the financial world, it can lead to a better understanding of energetics or psychology.

The list could continue. And all could be reasonable answers.

“Writing a description for this thing for general audiences is bloody hard. There's nothing to relate it to.” - S.N. July 5, 2010