This is my thinking.

Salary is $10 000 USD

BTC long term stash $5000

Living expenses $4000

Disposal income $1000

The $1000 should be converted into BTC and used around merchants

#bitcoin #freedom #nostr #hardmoney

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Discussion

A 50% saving rate is inspirational, good job mate. People often suggest 10% but this barely keeps up with real inflation.

Yeah - 50% is rather high but age dependent as well… 🙋‍♂️