Exactly that is why whenever the EU has come out talking about CBDC's, they insist so much that their spyware (it's a lot worse than spyware -- we should call it "totali-ware" but I digress) will be distributed through commercial banks, never directly to the serfs' personal wallets.

IMO, the Eurobureaucracy, being the avant-garde of the globalist conspiracy, has become so emboldened these years that they are truly intent on betraying their bankster cronies, once technology makes them obsolete. They're just biding their time because probably they can't go it solo for now.