Been experiencing this. There's just one tranche of retirement money stuck in an old 401K that I have to liberate from the fiat system and then I'm 100% Bitcoin and Bitcoin related entities in all my retirement and side savings.

After this .. 3 years from now .... I'm de-leveraging from the real estate world, selling the house, retiring the mortgage and just buying something 1/2 size and 1/3 the price with equity. No mortgage payment well before retirement. That's a whole nuther world of fiat hell to escape.

Then I'll just work part time and live on a subsistence level playing guitar, taking care of animals, gardening and worshiping Satan.