then Bitcoin isn't money

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I've long concluded that's a nominalist debate that does not interest me in the least and cannot change my reasons for buying and holding BTC, or for being of the opinion that there probably may be some use cases for other cryptos that BTC doesn't cover as well.

Fair enough

I don't find it particularly interesting either

But I do think it's true that if it's not money then it's likely just an Institutional investment mechanism for fiat speculators

do you think the same way about gold?

pretty much yeah

although it was captured for different reasons

There is no point having a semantic debate about what is money. Bitcoin is a database of limited edition numbers, that's the closest 'objective' description I have come up with.