The terminology here is confusing and Orwellian. “Custodial wallet? Yes, I’m the custodian, wait what’s non custodial, no one is responsible? Wait, custodial means someone else is the custodian? Why are they the linguistically default term?”
I like to say your wallet and their wallet. And I totally sympathize but also think most people aren’t ready for it. It’s freaking scary!
Majority of people have an iq around 100. I know a lot of good, honest, hard working people in this range and they need solutions that can ease them into self custody and provide a safety net, like multi sig or vaults.