Has anyone heard about Ledn.io? Put your bitcoin down as collateral for a dollar loan apparently. Immediate concern is obviously that the lender doesn't send back the btc when the loan is repaid over time but would also prefer at some point if I do need to use some of my btc for whatever that I don't have to sell it (for tax reasons and the fact that I don't actually want to lose it). Or is that a big mistake? Thoughts?

#asknostr

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If you don't have the wallet's private key, the BTCs are not yours and it will depend on the person's willingness to return them. If they are in your wallet, then they were not lent. Person-to-person lending is always a problem and it doesn't matter if it is in Fiat money or BTC. I would avoid this.

Reasonable, thanks 👍