Do Bitcoin wallet function differently from every user?

I mean if wallet A has .05 balance,will it show in B's wallet?

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Although wallets can have different utilities, the blockchain is immutable. If you in your public key, wallet address, etc... have associated those .05 BTC, not only wallet B, but anyone who knows your pubk, can know that you have that balance.

How do you know if its from our own wallet and our own public key we are using/looking into especially for those who can't afford those cold wallets?For example,if we search on bitcoinexplorer.org?How are we be able to see/know our balance/s?