It’s annual not monthly with most platforms.

Also - being on “zero fiat” and taking a “btc loan” is contradictory and makes zero sense.

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That I agree with. I was just gently taunting people like Mallers that say they own zero fiat when they borrow against their BTC 😘

I think you misunderstand what he is saying lol.

“Owning zero fiat” = saving everything in bitcoin. This does not mean that you don’t use dollars to interact with our current financial infrastructure.

Don’t try to sound smarter than Jack - losing proposition.

I think I understand what he means, but he still owns fiat in my book. You need fiat to service the loan interest payments.