Will research. Just looking for something that gives me a means to transfer purchasing power from my brokerage or rewards accounts to a debit card so when I wake up after a night realizing I overspent, I can have essentially dollars with the speed of lightning.

You can't receive sats to Fold like a wallet nor can you convert your holdings to cash. You can buy and send or you can spend dollars and get sats but nothing else. I'm hoping for a Bitcoin-centric company because I want to support the builders deepest in the space, but cash app might be the way once I do research on the suggestions here.